Oar is a calm, local-first expense & budget tracker. Your financial data stays on your device by default — with optional encrypted backup to your own Google Drive.
Log it, group it, budget it, and get gently reminded — all in a clean, distraction-free interface.
Log income and expenses, then browse them in a paged, filterable list.
Group related transactions — a trip, a project — and track their combined total.
Categorize spending and filter your history by the tags that matter to you.
Set a monthly budget and track your balance against it across cycles.
Set up recurring transactions with reminder notifications so nothing slips.
Optionally back up and restore to your own Google Drive — encrypted before upload.
Lock the app behind device biometrics for an extra layer of privacy.
All data lives on-device by default; nothing is sent anywhere unless you enable backup.
No account required. Nothing leaves your phone unless you say so. If you want a safety net, back up to your own Google Drive — encrypted before it ever leaves the device — and lock the whole app behind your biometrics.